Wealth with Intention
Money Wisdom for Your Next Chapter
Principles of Sound Investing: Why Consistency Beats Market Timing
Consistency is the least glamorous principle of investing and the one that does the most work. Staying invested through a downturn is not passivity. It is a decision, and for anyone with a meaningful portfolio, it is usually the highest-value decision you will make all year.
When you listen to financial news commentators, markets can feel capricious and arbitrary. Over the short term, that is fairly accurate. Over the long term, a handful of universal principles tend to govern results, and they guide every wealth management and investment decision we make at Intentional Wealth Partners.
The short answer
Investors who stay invested through volatility have historically captured returns that investors who move to cash do not. From 1995 through 2020, an investor who missed the 30 best days in the S&P 500 Index would have earned an annualized return of less than 2%. An investor who simply stayed put earned closer to 9%. The best days cluster tightly around the worst ones, so exiting duri...
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Leah Hadley, AFC®, CDFA®, MAFF®
Founder/Senior Wealth Manager
Leah Hadley is the founder of Intentional Wealth Partners and Intentional Divorce Solutions, a Cleveland-based financial planning practice serving clients nationwide. She specializes in helping women and couples navigate major life transitions with confidence and clarity. She is also the host of the "Intentional Divorce Insights" podcast and a sought-after speaker.
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Great Lakes Investment Management, LLC, dba Intentional Wealth Partners may transact business only in states in which it is registered, or in which it is excluded or exempted from registration. Intentional Wealth Partners is currently registered in Ohio, California, Florida, Texas, and Virginia. All written content on this site is for information purposes only. Opinions expressed herein are solely those of Intentional Wealth Partners, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. This website may provide links to others for the convenience of our users. Our firm has no control over the accuracy or content of these other websites.
